×
Advanced Financial Planning
At Investonline, we work together with our clients to create their personal financial plans.
Our financial planning process provides valuable visibility for your retirement lifestyle.
1. Data Gathering
Get a complimentary one-page summary of your financial picture.
You will receive a summary of your household’s financial position.
We gather your information through a simple questionnaire.
We gather your financial information.
- Income
- Real estate / properties
- Loans and liabilities
- Investments
- Banking
- Insurance
- Businesses & trusts
- Other
We determine what else is important in your planning.
- Retirement planning
- Caring for a parent
- Saving for college
- Providing a legacy
- Contributions to charity
- Saving for goals
- Minimizing taxes
- Other
2. Building your financial plan
Arrange a complimentary Financial Planning Session
You will be able to see how your current plan compares with improved financial plans in a video- or in-person meeting.
We model different financial planning scenarios in real-time.
We review your current plan.
And establish how we can improve.
3. Strategy Review
Review your financial plan and recommendations
We will arrange a follow-up investment meeting where we discuss the following:
- Tax-efficiency
- Your personal risk profile
- Your suitable investment strategy
- Appropriate offshore exposure
- Estate planning
4. Investment Recommendations
Receive your investment recommendations for your financial plan
Our investment recommendations are tailored to:
- Optimise tax efficiency
- Personalise investment strategy
- Enhance estate planning
- Be actively managed to keep your plan on track
Ready to start your financial plan?
START HERE
What we do
Financial Planning
- Lifestyle financial planning that’s tailermade for you
- Regular reviews of your financial plan at least annually
- Transitiong from employment income to investment income
- Optimal tax structuring
Investment Management
- Ongoing portfolio management
- Quarterly review meetings
- Recommended portfolio adjustments and opportunity discussions
- Offshore portfolio management and structuring
Estate Planning
- Legacy planning for loved ones
- Wrapping of offshore assets
- Assessing beneficiary nominations
- Drafting of wills
- Drafting of last expenses report
- Estate liquidity calculations
Investment Insights
2023 Year-end Wrap
In this year-end wrap, we review how local and offshore investment mar ...
Understanding Living Annuities
Living Annuity investments can form an important part of your retireme ...
High interest rates result in higher taxes
With interest rates more than doubling over the last two years, intere ...
Bond returns explained
Global bonds have been a topic of interest over the past year as they ...
What our clients say
View all reviews on 
The Best Investment Decision I ever Made
From the time I first connected with Investonline many years ago, the feel-good element was present. Professional, friendly, and proactive advice and suggestions, have always been provided in the best interests of the client. I continue to be very happy with all interactions with Investonline, from my designated Financial Planner, to whoever else might be on the end of a telephone call or e-mail.
Mervyn Sparks
Understanding the Client's Needs
Great to deal with a company who went out of their way to understand my specific needs and to explain their reasons for suggesting alternative investments to what I initially was considering. Admin and contact with Investonline has been excellent so far.
Lindsay Bassett
First time investor
As a complete stranger to investing large sums of money, the team at Ivestonline where unbelievably professional and my portfolio was created without a glitch. I am super confident of a long and prosperous relationship.
Cobus Nolte
Thank you once again for your excellent service
Thank you once again for your excellent service Stuart. You are always there for us when necessary and we really appreciate your friendly and honest approach and very professional assistance. We look forward to a long and mutual relationship with you and Investonline.
Richard & Claire, Knysna.Our Partners
Member of
Contact Us
We’d like to hear from you.
Send an email, give us a call / video call or come see us in person.
Welcome to Investonline
Investonline launched in 2009 to provide independent investment advice in a digital age that is forever evolving. By utilising technology and the latest financial planning models, financial planning can now be done from the comfort of your own home or office while still preserving the personal relationship that is at the heart of financial advice.
Each client is serviced by their own personal Client Portfolio Manager, with a support team, to ensure effortless portfolio management and financial planning.
Our Service Offering
Financial Planning
Lifestyle financial planning tailor-made for you
Investment Management
Portfolio management, market updates and quarterly reviews
Offshore Investing
Offshore portfolio structuring and management
Estate Planning
Planning for your legacy and loved ones
Income Planning
Transitioning from employment income to retirement income
Tax Planning
Structuring your investments for optimal tax efficiency
Speak to a Client Portfolio Manager
Contact UsDigital Financial Planning With Us
At Investonline, our team’s focus is on working together with our clients to create their personal financial plans by following our digital financial planning process. Our financial planning reports are designed and built around your financial future and the lifestyle you want to lead.
Once we have implemented your financial plan and structured your investment portfolio, we will regularly review both to ensure that you stay on track to achieve your financial goals. This includes making adjustments, when necessary, to either the investment strategy or your personalised plan.
Our Process
Discovery
Complete your details using Asset-Map.
Meeting
Meet with our team using Zoom, MS Teams or in person.
Implementation
Receive a full financial planning report, investment strategy and structure.
Experience our Value-Add over the long term
Investing with Investonline is much more than a once-off experience. Our service offering has been constructed to add value to our investors through every step of their financial and retirement journey.
What are my retirement needs?
What our clients say
View all reviews on
The Best Investment Decision I ever Made
From the time I first connected with Investonline many years ago, the feel-good element was present. Professional, friendly, and proactive advice and suggestions, have always been provided in the best interests of the client. I continue to be very happy with all interactions with Investonline, from my designated Financial Planner, to whoever else might be on the end of a telephone call or e-mail.
Mervyn Sparks
Understanding the Client's Needs
Great to deal with a company who went out of their way to understand my specific needs and to explain their reasons for suggesting alternative investments to what I initially was considering. Admin and contact with Investonline has been excellent so far.
Lindsay Bassett
First time investor
As a complete stranger to investing large sums of money, the team at Ivestonline where unbelievably professional and my portfolio was created without a glitch. I am super confident of a long and prosperous relationship.
Cobus Nolte
Thank you once again for your excellent service
Thank you once again for your excellent service Stuart. You are always there for us when necessary and we really appreciate your friendly and honest approach and very professional assistance. We look forward to a long and mutual relationship with you and Investonline.
Richard & Claire, Knysna.Our Partners
Member of
Investonline Portfolio Performance
Actual 10-year performance annualised from Sept 2013 to Sept 2023
9.2% Aggressive 10 Yr Annualised
8.0% Moderate 10 Yr Annualised
7.2% Conservative 10 Yr Annualised
Investment Insights
2023 Year-end Wrap
In this year-end wrap, we review how local and offshore investment mar ...
Understanding Living Annuities
Living Annuity investments can form an important part of your retireme ...
High interest rates result in higher taxes
With interest rates more than doubling over the last two years, intere ...
Bond returns explained
Global bonds have been a topic of interest over the past year as they ...
Contact Us
We’d like to hear from you.
Send an email, give us a call / video call or come see us in person.