Advanced Financial Planning

At Investonline, we work together with our clients to create their personal financial plans.
Our financial planning process provides valuable visibility for your retirement lifestyle.

1. Data Gathering

Get a complimentary one-page summary of your financial picture.

You will receive a summary of your household’s financial position.

Advanced Financial Planning

We gather your information through a simple questionnaire.

We gather your financial information.

  • Income
  • Real estate / properties
  • Loans and liabilities
  • Investments
  • Banking
  • Insurance
  • Businesses & trusts
  • Other

We determine what else is important in your planning.

  • Retirement planning
  • Caring for a parent
  • Saving for college
  • Providing a legacy
  • Contributions to charity
  • Saving for goals
  • Minimizing taxes
  • Other

2. Building your financial plan

Arrange a complimentary Financial Planning Session

You will be able to see how your current plan compares with improved financial plans in a video- or in-person meeting.

Advanced Financial Planning

We model different financial planning scenarios in real-time.

We review your current plan.

Advanced Financial Planning

And establish how we can improve.

Advanced Financial Planning

3. Strategy Review

Review your financial plan and recommendations

We will arrange a follow-up investment meeting where we discuss the following:

  • Tax-efficiency
  • Your personal risk profile
  • Your suitable investment strategy
  • Appropriate offshore exposure
  • Estate planning
Advanced Financial Planning

4. Investment Recommendations

Receive your investment recommendations for your financial plan

Our investment recommendations are tailored to:

  • Optimise tax efficiency
  • Personalise investment strategy
  • Enhance estate planning
  • Be actively managed to keep your plan on track
Advanced Financial Planning
Ready to start your financial plan? START HERE

Engage With Us


Meet with us. Digitally or Physically.


Send us a message and we’ll get back to you.


Read our Wealth Offering Brochure.

What we do

Financial Planning

  • Lifestyle financial planning that’s tailermade for you
  • Regular reviews of your financial plan at least annually
  • Transitiong from employment income to investment income
  • Optimal tax structuring

Investment Management

  • Ongoing portfolio management
  • Quarterly review meetings
  • Recommended portfolio adjustments and opportunity discussions
  • Offshore portfolio management and structuring

Estate Planning

  • Legacy planning for loved ones
  • Wrapping of offshore assets
  • Assessing beneficiary nominations
  • Drafting of wills
  • Drafting of last expenses report
  • Estate liquidity calculations

What our clients say

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The Best Investment Decision I ever Made

From the time I first connected with Investonline many years ago, the feel-good element was present. Professional, friendly, and proactive advice and suggestions, have always been provided in the best interests of the client. I continue to be very happy with all interactions with Investonline, from my designated Financial Planner, to whoever else might be on the end of a telephone call or e-mail.

Mervyn Sparks
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Understanding the Client's Needs

Great to deal with a company who went out of their way to understand my specific needs and to explain their reasons for suggesting alternative investments to what I initially was considering. Admin and contact with Investonline has been excellent so far.

Lindsay Bassett
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First time investor

As a complete stranger to investing large sums of money, the team at Ivestonline where unbelievably professional and my portfolio was created without a glitch. I am super confident of a long and prosperous relationship.

Cobus Nolte
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Thank you once again for your excellent service

Thank you once again for your excellent service Stuart. You are always there for us when necessary and we really appreciate your friendly and honest approach and very professional assistance. We look forward to a long and mutual relationship with you and Investonline.

Richard & Claire, Knysna.

Our Partners

Allan Gray
Allan Gray
Allan Gray
Allan Gray
Allan Gray
Member of
Allan Gray
Allan Gray
Allan Gray

Contact Us

We’d like to hear from you.
Send an email, give us a call / video call or come see us in person.


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