Investonline, Your Go-To Investment Calculator:

Investment Calculator

Our Investment Calculator shows how a lump sum & monthly contributions grow in rand. Use it for unit trusts, ETFs or any long-term investment.

For accuracy, add up your investments:

  • Unit Trusts
  • ETFs & Shares
  • Tax-Free Savings
  • Endowments
  • Other Investments

Enter your current Total Investment Amount to see your potential fee savings.

Alternative: Try our Retirement Calculator

*Trusted by thousands of South Africans

Investonline, Your Go-To Investment Calculator:

Investment Calculator

Access Standard and Advanced inputs:

  • Adjust returns
  • Adjust inflation
  • Change debit order
  • Adjust investment term
  • And more to help fine-tune your plan

Every 1% matters in returns and fees.

Know your numbers with visual graphs, including a results link sent by email.

*Includes a 45-second video.

Investonline, Your Go-To Investment Calculator:

Investment Calculator

On your [investment] – fee choice matters.

  • Based on your amount Calculated from your input.
  • Compare your options Industry vs Investonline fees.
  • Keep more invested Lower fees, more invested.

Total fees include admin, fund & adviser fees.

*Tip: Look beyond low fees.
Your return after fees matters more.
We can help compare returns after all fees.

Investment Calculator

Modify Values: Standard or Advanced inputs.

1. Capital
2. Comparison
Complete your details to unlock all the features.
Return = 10%
Return - 1%
Return - 2%

Less return, lower outcome

Investment Term 10 yrs

How to use the calculator


Above the graph are Capital and Comparison. Below is a slider to adjust the term.

Capital shows your investment growth. Comparison shows how your return compares to lower-return scenarios: Modelled Return, Less 1% and Less 2%.

You can customise your plan using Standard Inputs and Advanced Inputs.

Standard Inputs let you set your current age, contributions, total investment amount and adjust the investment term using the slider.

Advanced Inputs let you adjust the Modelled Return. Change inflation (first value) and expected return (middle). The third shows the impact if returns drop (Less 1% or 2%).

Disclaimer

Projection is for illustration only. Results may vary.

For a more complete retirement analysis covering your goals, liquidity needs, tax and estate planning, contact us.

Details
Fee Savings
Calculator

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Details
Fee Savings
Calculator

Compare Total Fees

Industry Fee*

2.50%+

Average
Investonline Fee Options
Total fees include estimated administration, fund and adviser fees, based on Regulation 28. Active portfolios combine index and active funds. Tracker portfolios use index funds only.

1.50%

Active

0.98%

Tracker

Includes all fees, also known as the EAC.

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Fee based on your input and a Balanced Portfolio.
*Source: ASISA SA Retail Investor Fees Survey.
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Fee Savings
Calculator

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Fee Savings
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Modify Values

  • 1. Standard Inputs

    Investment Term 10 yrs

  • 2. Advanced Inputs

    Modelled Returns
    Return = 10%
    6%
    +
    2%
    Return Less 1%
    6%
    +
    2%
    -
    1%
    Return Less 2%
    6%
    +
    2%
    -
    2%
  • Need Help? Explain My Results
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How this Calculator works


Enter your key retirement details, see the potential fee savings, then use the Investment Calculator to test your total savings and see the potential outcome.

Local Unit Trust — Explained

Local Unit Trust Product

Savings & Contributions

Build your investment wealth over time.

Our Investment Calculator helps you explore how your current capital and regular contributions could grow over time.

Enter your investment amount, monthly contribution and investment term to estimate the potential future value of your portfolio.

Adjust your contributions or investment period to see how consistent saving and compound growth could influence your long-term financial goals.

Growth & Comparisons

Explore your investment’s growth potential.

Our Investment Calculator projects future capital using your selected investment term and modelled investment returns.

Switch between Capital and Comparison to explore different investment outcomes and understand potential growth over time.

Compare projected capital with scenarios where investment returns are 1% or 2% lower. Even small differences in returns can significantly affect your long-term investment value.

Inflation & Fees

Understand what affects your returns.

Inflation reduces purchasing power over time, while investment fees affect how much of your returns you keep.

Use Advanced Inputs to adjust inflation and investment return, then compare estimated fund, administration and adviser fees.

Lower fees help keep capital invested for long-term growth. However, returns are uncertain, and calculator projections are illustrations rather than guaranteed outcomes.

Local Unit Trust Product

Retirement Tax Planning for R10m+ Portfolios

How R10m+ investors can structure retirement income, investments and estates efficiently.

How to structure a R10m+ retirement portfolio in South Africa Watch Masterclass
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Investonline wealth planning summary covering retirement income, savings, pension funds, offshore investments and assets, with a focus on liquidity, tax efficiency, investment growth and long-term financial security.

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