Unit Trusts
Maximise ReturnsUnit Trusts
Direct OffshoreUnit Trusts
Wealth CreationUnit Trusts
Diversify WealthUnit Trusts
Invest SmarterUnit Trusts
Stay on CourseUnit Trusts
Invest GloballyUnit Trusts
Diversify EasilyUnit Trusts
Achieve GoalsUnit Trusts
Optimise PortfolioUnit Trusts
Smart Choices
Investonline Unit Trusts grow your discretionary savings with diversified portfolios, expert guidance, flexible options and competitive fees.
Unit Trust Calculator
Enter your Total Investment Amount:
- Tracking your Capital
- Align your Investments Goals
- Standard and Advanced Inputs
Our Unit Trust Calculator unlocks advanced features to track capital.
Complete your details to unlock all the features.What is a Unit Trust?
Build Your Wealth
Local Unit Trusts offer a flexible, accessible way to grow your wealth with professionally managed portfolios across various sectors and asset classes.
Key Benefits:
- Diversification: Invest across asset classes to reduce risk.
- Flexibility: Choose funds that match your risk and goals.
- Accessibility: Start with low minimum contributions.
Investonline provides expert guidance to help you select the right Unit Trusts, ensuring your portfolio is aligned with your financial objectives.
Benefits of Unit Trust
- Experts: Professionally managed
- Cost Efficiency: Help lower costs
- Liquidity: Quick & easy access
- Transparency: Online & reports
- Regulation: Investor protection
Unit Trusts diversify investments, grow wealth, and achieve your financial goals with simplicity and professional oversight.
Who This Is For:
For Clients with R10M+
You are eligible for bespoke wealth management, featuring personalised service and strategies tailored for high-net-worth individuals.
What You’ll Get:
- Regular Reviews: Ensure you on track.
- Market Insights: Exclusive updates.
- Dedicated Manager: Personal guidance.
Benefits for R10M+ Clients:
- Maximise Returns: Enhance your net returns.
- No Guessing: Clear comparisons.
- Exclusive Insight: Personalised financial plan.
With R10M+ in assets, you’re already on the path to exceptional service.
Why Investonline?
Investonline Unit Trusts
Investonline Unit Trust Portfolios are built to simplify your investment journey while giving you access to strong, long-term performance — guided by expert insight and active management.
- Smart Diversification – Balancing risk and return
- Proven Performance – Strong, consistent returns
- Fund Expertise – Managed by skilled specialists
- Simplified Access – Clear, goal-focused investing
- Goal Alignment – Built around your objectives
Choosing Investonline Unit Trusts ensures you are well-prepared to navigate these challenges and make the most of your investments.
Unit Trust fees, straightforward and transparent
Just like when you book a vacation, you want to know the full cost upfront.
We believe the same should apply when investing your money. With us, you’ll always know exactly what you’re paying for.
- No exit fees
- No hidden costs
- No penalties for changing your funds.
We keep our fees straightforward and consistent. You’ll know exactly what you’re paying from the start, with no surprises—whether that’s next month or in 10 years.
Tailored Unit Trust Portfolios
Our portfolios blend active and index (passive) strategies for flexible investing.
Smart, Balanced Growth
- Diversification: Spread risk across assets
- Growth: Consistent, long-term returns
- Cost: Competitive, efficient fees
- Risk: Stable, adaptive strategy approach
- Flexibility: Many portfolio options
With these options, you can confidently work toward your financial goals, whether through a diversified blend or a single investment strategy.
Unit Trust Investing: Performance
Investonline provides tailored active and passive (index) strategies to simplify investing.
| Past Performance | Asset Allocation | |||||||
|---|---|---|---|---|---|---|---|---|
| Investonline (IO) Portfolios | 1yr | 3yr | 5yr | 10yr | 15yr | Offshore % | Total Equity % | |
Equities | IO High Growth | 19.3% | 14.0% | 17.0% | 9.4% | 12.1% | 40% | 95% |
| IO Balanced | 16.4% | 11.7% | 12.0% | 8.5% | 10.3% | 40% | 70% | |
| IO Cautious | 17.5% | 11.6% | 10.7% | 7.7% | 8.6% | 20% | 40% | |
Regulation 28 | IO Income | 12.1% | 9.5% | 8.3% | 8.0% | 8.4% | 0% | 0% |
| IO Offshore High Growth | 10.8% | 17.3% | 14.3% | 13.9% | 18.3% | 100% | 100% | |
| IO Offshore Growth | 13.5% | 14.9% | 10.4% | 10.8% | 12.5% | 75% | 75% | |
Global Focus (ZAR) | IO Offshore Balanced | 15.4% | 14.5% | 11.5% | 10.1% | 11.6% | 60% | 70% |
Let us help you with a free comparison to find the best portfolio for your needs, ensuring your investment aligns with your risk tolerance and growth objectives.
Investonline (IO) Performance
Actual 15-year performance annualised from Apr 2010 to Apr 2025
12.1% IO High Growth 15 Yr Annualised
10.3% IO Balanced 15 Yr Annualised
8.6% IO Cautious 15 Yr Annualised
IO Investment Strategy
The three core pillars that help secure your investments.
1. Purpose-Built Portfolios
We build portfolios for retirement—focused on growth, stability and offshore exposure.
2. Evidence-Based Approach
We combine index and active strategies to diversify, focusing on consistency—not hype.
3. Smart, Maximum Efficiency
Our approach is streamlined. Every decision drives value and keeps your money working.
Unit Trust Comparison
Investonline helps you take control of your financial future by identifying opportunities to enhance your savings and optimise returns.
By evaluating key aspects of your investments, you can ensure alignment with your goals and achieve greater financial success
Key Benefits
- Identify Savings: Uncover lower fees and better rates.
- Optimise Returns: Find funds with stronger performance.
- Better Fit: Ensure investments align with your goals.
- Stay Competitive: Compare market options for best results.
- Informed Decisions: Make choices based on data and insights.
Get clarity with our free comparison report, offering insights into fees and fund performance to help you make informed decisions for a secure future.
Tax Optimisation for Investors
Speakers → Nick Brummer & Stuart Dyer
11 Jun 25 11:00Expert Guidance & Support
Clear, Tailored Guidance
- Get a free comparison report
- Products that suit you best
- Simple, clear and jargon-free
Effortless Transitions
- Easy, stress-free transfer process
- We handle switches, start to finish
- Investments remain safe & secure
Personalised Support
- Get real help, available nationwide
- No automated systems or waiting
- Fast, responsive & reliable service
Our Client Portfolio Managers
How to Get Started?
Quick Questions & Answers
Dive into the most common Unit Trust questions—answered clearly, quickly and all in one place.
Speak to a Dedicated Specialist
Our experienced team will help match products and funds to meet your financial goals.