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Mark, your risk profile report is complete.

Your investment type is Moderately Conservative (2/5)

Long term average

Best case outcome

Worst case outcome

*We estimate a % average annual return, which is not guaranteed.

*Past performance is not a guarantee of future performance

See how your investment should grow if you invest R for years

A conservative investment strategy can be described as a low-risk investment with the objective of generating above-inflation growth over a 3-year period. A conservative portfolio is comprised of stable and income funds.

A moderately conservative investment strategy can be described as a low to medium-risk investment with the objective of generating above-inflation growth over a 3 to 5-year period. A moderately conservative portfolio is comprised of stable and medium-equity funds.

A moderate investment strategy can be described as a medium-risk investment with the objective of generating growth well above-inflation over a 5 to 7-year period. A moderate portfolio is comprised of balanced and worldwide funds to achieve its investment objective.

A moderately aggressive investment strategy can be described as a medium to high-risk investment with the objective of generating returns well above inflation over the medium to long-term. A moderately aggressive portfolio is comprised of balanced and flexible funds.

An aggressive investment strategy can be described as a high-risk investment with the objective of generating maximum returns attainable from equity markets (shares) over the long-term. An aggressive portfolio is comprised of equity and value funds with exposure to both SA and offshore equity markets.

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See more on your strategy

Asset Allocation

Local

Cash

37.7%
Bonds

30.4%
Equity

11.5%
Property

2.6%
Hedged Equity

0.5%

Foreign

Cash

1.3%
Bonds

6.0%
Equity

6.5%
Property

0.5%
Hedged Equity

2.5%

Local

Cash

29.0%
Bonds

27.4%
Equity

18.5%
Property

4.4%
Hedged Equity

0.5%

Foreign

Cash

2.7%
Bonds

3.6%
Equity

10.6%
Property

0.5%
Hedged Equity

2.5%

Local

Cash

23.8%
Bonds

10.3%
Equity

43.5%
Property

1.6%
Hedged Equity

0.5%

Foreign

Cash

3.5%
Bonds

0.8%
Equity

14.1%
Property

1.6%
Hedged Equity

0.5%

Local

Cash

25.4%
Bonds

12.9%
Equity

37.7%
Property

3.8%
Hedged Equity

0%

Foreign

Cash

2.8%
Bonds

0.5%
Equity

16.4%
Property

0.5%
Hedged Equity

0%

Local

Cash

0.8%
Bonds

0%
Equity

80.4%
Property

1.7%
Hedged Equity

0%

Foreign

Cash

2.6%
Bonds

0%
Equity

14.1%
Property

0.5%
Hedged Equity

0%

Fund Managers

Our Market Views

The past few years have been extremely testing times for investors. At Investonline we have been cautioning our clients for the last three years that the markets posed a risk in the shorter term and that a less aggressive investment strategy needed to be adopted.

Equity markets have always fluctuated, and this past five-year period of no performance has been a slow, painful correction after six strong years of 24% per annum growth to 2014. It is difficult to time a rebound, but what we do know is that the JSE All Share Index is showing a lot more value than over the past five years. Especially in local related shares (SA Inc) where valuations are looking far more compelling as we reach cycle lows.

Investonline Portfolio Performance

Actual 10-year performance annualised from Oct 2009 to Oct 2019

8.3% p.a

Conservative

9.3% p.a

Moderately Conservative

10.1% p.a

Moderate

11.5% p.a

Moderately Aggressive

12.5% p.a

Aggressive

Valuable Insights

Mid-Life financial mistakes to avoid

November 25, 2019

What needs to be done to improve South Africa?

November 12, 2019

You must have a plan to meet your financial goals

October 28, 2019

What to expect from your portfolio manager

Diligent assessment of your investment goals and requirements before offering best independent advice to meet those requirements
Comprehensive, up-to-date financial advice and holistic financial planning where required
A personalised, tailor-made, risk-adjusted portfolio to meet your investment objectives
Benefit from access to the best financial planning tools, fund analysis tools and fund calculators to provide accurate, complete planning and monitor and compare fund performance
Monitoring your investment portfolio and making certain that you are invested in the most appropriate assets to meet your investment goals
Regular investment reviews, occurring quarterly, with bi-annual and annual reviews. Recommended adjustments are applied where necessary

Look forward to

24/7 access to your online account
Bi-monthly newsletters focusing on market events and their impact on market views
Client Portfolio Manager, Client Services Manager, Managing Director – for financial market queries and advice or administrative queries and requests

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Calculate Your Risk Profile

Mark, your risk profile report is complete.

Your investment type is Moderately Conservative (2/5)

Asset Allocation

Local

Foreign

Local

Foreign

Local

Foreign

Local

Foreign

Local

Foreign

Fund Managers

Our Market Views

Investonline Portfolio Performance

8.3% p.a

Conservative

9.3% p.a

Moderately Conservative

10.1% p.a

Moderate

11.5% p.a

Moderately Aggressive

12.5% p.a

Aggressive

Valuable Insights

What to expect from your portfolio manager

Look forward to

Ask a Portfolio Manager a Question

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