Most retirement portfolios are taxed more heavily than they need to be. Not necessarily because of the funds held, but because certain assets sit in the wrong structures and income is drawn in the wrong order.
Investonline senior financial planners Stuart Dyer and Jannie Smit work through four structural decisions that determine how much tax you pay in your retirement years.
Topics that will be covered:
- In which product should each investment sit? The tax treatment of each vehicle, and the assets that belong in each.
- Which pot should I draw income from, and how much? The cost of drawing in the wrong order, measured with practical examples.
- Should I make excess contributions to my retirement funds? Section 10C opportunities, tax-free income in retirement and capital held outside your estate.
- What if I don’t want to lock up capital in retirement funds? Wrappers and endowments for capital that must stay accessible or is earmarked for the next generation.
- How do I know if my offshore investments are structured safely? The offshore holdings that fall inside the US estate tax net and those that do not.
During the session, we will also answer questions submitted during registration.
Topic: Tax-efficient Strategies for Retirement
Date: Tuesday, 15 September 2026
Time: 11:00 to 11:45
Format: Microsoft Teams Webinar
Submit your questions during registration and we’ll prioritise the most common themes during the session.
We look forward to having you join us for these informative sessions.
Registration: Click here
