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Retirement Calculator – What Is a Good Monthly Retirement Income in South Africa?

14 May 2025

How much money is “enough” to live well in retirement?

For most South Africans a good monthly retirement income covers basics like housing, food and healthcare—plus some comfort and travel.

But how do you know what amount is right for you?

The Retirement Calculator helps you test that number based on your savings and expected expenses.

Set Your Income Target and Test It

Input your:

  • Retirement savings
  • Planned retirement age
  • Desired monthly income

The calculator then shows:

  • If your income is sustainable
  • How long your capital may last
  • When and where shortfalls could happen

You can also explore different scenarios using conservative or aggressive return models.

The calculator helps you see which level your savings can realistically support.

What Makes an Income “Good”?

A good income:

  • Covers your lifestyle
  • Keeps up with inflation
  • Doesn’t exhaust your savings too soon

The Retirement Calculator turns your savings into clear, visual outcomes so you can decide what’s possible.

Know Your Number. Adjust With Confidence.

There’s no perfect number—but there is a smart way to find yours. Use the Retirement Calculator to check your income target and plan with certainty.

Clarity Starts Here

  • Retirement: Model your spending
  • Taxation and Fees: Optimise
  • Legacy: Wealth transfer
  • Analysis: Independent review

Sample One-Page Summary

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