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Retirement Calculator: Know Your Income

17 May 2025

Most people want to know one thing before they retire: Will I be okay financially?

Our free Retirement Calculator is made to help South Africans answer that clearly and confidently. It’s designed to give you a forecast of how much income your retirement savings could generate and how long it could last.

You can use the calculator with savings from Pension Funds, Provident Funds, Preservation Funds, Retirement Annuities and Living Annuities.

With just a few basic details the calculator gives you a full picture of:

  • Your future income
  • How your capital may grow or drop
  • When your funds could run out

You can keep it simple or unlock advanced options that let you add contributions and adjust income increases for inflation. This gives you more control over your plan.

Built-in return models show how aggressive moderate or conservative investing might affect your outcomes. You can even adjust inflation and return expectations to match what you think the future may hold.

Using the calculator is quick and visual. You don’t need to know financial formulas. You just need your goals.

If you’re unsure how to interpret your results our advisers are available to help at no cost.

Start today with our Retirement Calculator and take the guesswork out of retirement.

Clarity Starts Here

  • Retirement: Model your spending
  • Taxation and Fees: Optimise
  • Legacy: Wealth transfer
  • Analysis: Independent review

Sample One-Page Summary

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