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Retirement Calculator – How Much Money Do I Need to Retire at 60 in South Africa?

11 May 2025

Many South Africans aim to retire at 60—but how much do you actually need to make that possible?

Our Retirement Calculator helps you find out based on:

  • Your current retirement savings
  • Your target monthly income
  • How long you expect to live

Input Your Details for a Custom Forecast

Use the calculator to enter:

  • Your age and target retirement date
  • Your total savings or contributions
  • Your desired income level in retirement

Then view detailed results including:

  • How long your savings could last
  • Your capital trajectory over time
  • When income might begin to fall short

Example: Retiring at 60 With R30 000 per Month

To earn R30 000 to R60 000 per month, you might need R8–10 million saved, depending on returns. The Retirement Calculator lets you test this assumption based on your own goals.

Why Retiring at 60 Requires Careful Planning

When you retire at 60 your money must stretch longer. You also face rising costs like healthcare and inflation.

Using the Retirement Calculator lets you:

  • Test different retirement dates
  • Adjust income expectations
  • Identify when your capital could run out

Ready to Retire at 60? Check First

Before making a final decision, use the Retirement Calculator to see if you’re really prepared. It’s free, local and built for your goals.

Clarity Starts Here

  • Retirement: Model your spending
  • Taxation and Fees: Optimise
  • Legacy: Wealth transfer
  • Analysis: Independent review

Sample One-Page Summary

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