Old Mutual Absolute Smooth Growth Portfolio

• Have a moderate risk profile
• Are looking for an investment with reduced market volatility
• Are looking for an investment with guaranteed terms on benefit payments
• Have an investment horizon of 5 years or more

The Absolute Smooth Growth Portfolio invests in a mix of local and foreign equities, interest-bearing securities and a minor inclusion of local and international alternatives. The Portfolio offers a 50% guarantee on the net amount invested and bonuses earned in the fund.

This guarantee applies to Defined Benefit Payments, where the total Fund Value is available for: Retirement Annuities, Preservation Funds, Living Annuities and Investment Plans. Furthermore, the guaranteed benefit applies under specific conditions: retirement, death, ill-health retirement, annuity income payments and on the Guaranteed Smoothed Value Date, which is set 5 years from the day of the first investment into the fund, and every 5th anniversary after that.