Offshore Investing
New HorizonsOffshore Investing
Shield Your AssetsOffshore Investing
Beyond BordersOffshore Investing
Think GlobalOffshore Investing
Diversify WealthOffshore Investing
Hedge CurrencyOffshore Investing
Safeguard FutureOffshore Investing
Stay on CourseOffshore Investing
Tax EfficiencyOffshore Investing
Invest Globally
Investonline Direct Offshore provides global market access, tax efficiency, inflation protection, foreign currency and flexible withdrawals.
Direct Offshore Calculator
Enter your Total Investment Amount:
- Tracking your Capital
- Different Currency Options
- Standard and Advanced Inputs
Our Direct Offshore Calculator unlocks advanced features to track your capital.
Complete your details to unlock all the features.How Much Can You Take Offshore?
International: Unlock Your Wealth
South African exchange control regulations govern the transfer of money abroad, including foreign investments, gifts, travel and study allowances.
Annual limits are:
- R1 million foreign capital allowance (no tax clearance)
- R10 million individual allowance (tax clearance required)
- Total: R11 million per individual
These limits apply per calendar year, not per tax year.
Expand your portfolio and access global markets with offshore investments. Investonline offers expert guidance to optimise your offshore strategy.
Benefits Investing Offshore
Secure your Offshore savings with these key benefits:
- Access: To global markets
- Hold capital: In foreign currency
- Tax efficiency: On earnings
- Protection: Rising local inflation
- Ability to withdraw: Internationally
Offshore investments help diversify your portfolio, protect wealth, and maximise global opportunities with ease and compliance.
Who This Is For:
For Clients with R10M+
You are eligible for bespoke wealth management, featuring personalised service and strategies tailored for high-net-worth individuals.
What You’ll Get:
- Regular Reviews: Ensure you on track.
- Market Insights: Exclusive updates.
- Dedicated Manager: Personal guidance.
Benefits for R10M+ Clients:
- Maximise Returns: Enhance your net returns.
- No Guessing: Clear comparisons.
- Exclusive Insight: Personalised financial plan.
With R10M+ in assets, you’re already on the path to exceptional service.
Why Investonline?
Investonline Offshore Investing
Investonline Offshore Investing offers a powerful way to grow and protect your wealth globally. To maximise its benefits, consider these key factors.
- Currency Conversion: Trusted
- Market Trends: Rely on experts
- Tax Matters: Simple, clear structures
- Access Capital: Easy withdrawals
- SARS Compliance: Tax experts
Choosing Investonline Offshore Investing simplifies global investments, ensuring compliance, convenience, and long-term wealth.
Offshore Investing fees, straightforward and transparent
Just like when you book a vacation, you want to know the full cost upfront.
We believe the same should apply when investing your money. With us, you’ll always know exactly what you’re paying for.
- No exit fees
- No hidden costs
- No penalties for changing your funds
We keep our fees straightforward and consistent. You’ll know exactly what you’re paying from the start, with no surprises—whether that’s next month or in 10 years.
Unique Offshore Investment Offering:
International: Offshore Wrapper
An Offshore Wrapper is an offshore investment account for South African residents, offering a flexible and tax-efficient way to access global markets.
This structure allows investors to:
- Access global markets and diversify portfolios.
- Consolidate offshore investments for simplified management.
- Protect wealth from inflation and currency depreciation.
It caters to individuals, trusts, companies, offering flexibility for investors, with investments securely held in the Isle of Man.
With tax benefits, estate planning advantages, and enhanced diversification, an Offshore Wrapper is an ideal solution for growing and safeguarding.
Benefits of Offshore Wrapper?
Investonline Offshore Investing offers benefits, from accessing global portfolios to simplifying your planning.
- Global Access: Internationally
- Inheritance: Minimise taxes
- Easy Withdrawals: Access easily
- Convenient Management: Online
- Tax Benefits: Efficiency & simplicity
With Investonline, you can maximise opportunities, protect wealth, and manage investments effortlessly for a secure financial future.
International: Tax Benefits
The Offshore Wrapper offers significant tax planning advantages for investors while maximising efficiency.
Key Tax Benefits
- Taxes Paid to SARS: Remitted directly
- Compliant Reporting: Fully adheres
- No Tax Certificates: Not issued
- Capital Gains Tax: Only 12%, not 18%
- Out Of Packet Tax: 0%
An Offshore Wrapper is a tax-efficient structure that enhances your tax strategy by reducing liabilities and allowing investments to grow with capped tax rates.
International: Estate Benefits
An Offshore Wrapper offers valuable estate planning advantages that simplify wealth transfer and reduce costs.
Key Estate Benefits
- Immediate Succession: Ownership transfers quickly
- Offshore Inheritance: Assets remain outside South Africa
- Simplified Documentation: No foreign will or executor
- Cost Savings: Avoids executor’s fees of up to 4%
- Tax Benefits: Avoids SITUS and IHT (up to 40%)
By leveraging an Offshore Wrapper, you can streamline your estate planning while protecting your assets and reducing potential taxes.
Offshore Investing: Performance
Investonline provides tailored active and passive (index ETF) strategies with a proven track record.
| Past Performance (in US$) | ||||||
|---|---|---|---|---|---|---|
| World Markets | 1yr | 3yr | 5yr | 10yr | 15yr | |
| World | ||||||
| MSCI World Equity Index | 12.4% | 11.5% | 14.5% | 9.9% | 3.9% | |
| United States | ||||||
| S&P 500 Index | 12.1% | 12.2% | 15.6% | 12.3% | 13.0% | |
| Europe | ||||||
| European Equity Index | 13.6% | 9.0% | 10.5% | 3.9% | -1.1% | |
| Emerging Markets | ||||||
Offshore Returns ($) | MSCI Emerging Markets Index | 9.8% | 6.5% | 8.1% | 3.7% | -2.3% |
Let us help you with a free comparison to find the best portfolio for your needs, ensuring your investment aligns with your risk tolerance and growth objectives.
International: Boxes It Ticks
An Offshore Wrapper provides valuable estate planning advantages to simplify wealth transfer and minimise costs.
Key Offshore Investment Benefits
- Diversify Offshore: Think global
- Foreign Currency: Secure assets
- Tax Efficiency: Maximise benefits
- Access Capital: Funds accessible
- Online Access: Track portfolio
By leveraging an Offshore Wrapper, you can streamline your estate planning while protecting your assets and reducing potential taxes.
Tax Optimisation for Investors
Speakers → Nick Brummer & Stuart Dyer
11 Jun 25 11:00Expert Guidance & Support
Clear, Tailored Guidance
- Get a free comparison report
- Products that suit you best
- Simple, clear and jargon-free
Effortless Transitions
- Easy, stress-free transfer process
- We handle switches, start to finish
- Investments remain safe & secure
Personalised Support
- Get real help, available nationwide
- No automated systems or waiting
- Fast, responsive & reliable service
Our Client Portfolio Managers
How to Get Started?
Quick Questions & Answers
Dive into the most common Offshore Investments questions—answered clearly, quickly and all in one place.
Speak to a Dedicated Person
Our experienced team will help match products and funds to meet your financial goals.