A unit trust is the pooled money of many investors that is invested in financial markets through a single collective investment scheme – called a Unit Trust. Unit trusts invest into different markets and market sectors/asset classes like shares, property, cash and bonds simultaneously. You can make or lose money in unit trust funds, but the risk of losing money depends on where and how the fund invests. Generally,
the longer you stay invested, the more likely you are to enjoy a good investment return.
Are unit trusts guaranteed?
Unit Trust funds are NOT GUARANTEED as the performance of the funds depends on the performances of what they are invested in and how these underlying markets/assets perform.
How long do you have to invest for?
A unit trust investment account is not a fixed policy or contract, so your money is not locked away for a fixed period of time. You always have access to your invested capital.
Can I withdraw from the account?
You can make a partial or full withdrawal from the account at any time. Withdrawals take 5-6 business days to complete and are free transactions.
Can I change my investment?
You can switch between different funds at any time without incurring any cost – these are free transactions.
