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Analyse my investments

Get an intuitive summary of your portfolio.

1. Asset Allocation

We analyse you portfolio's asset allocation to determine its risk positioning. Understanding the risk in your portfolio is crucial to ensuring that your investment strategy aligns with your personal risk profile, goals and lifestyle requirements.

Local bonds 7% 12% 44% 2% 5% 30% Local cash Local equity Offshore Cash Offshore bonds Offshore equity

2. Your Investment Vehicles

Each investment vehicle (e.g. Retirement Annuities, Unit Trusts, etc.) has different tax implications and liquidity constraints. It is essential to structure your investments in the most tax-efficient manner and to ensure liquidity and ease of access to these accounts for your beneficiaries.

59% 36% 5% Retirement Local discretionary Direct Offshore

3. Risk Profile Explained

The risk profile of your investments should generate a particular range of returns. The chart below provides an example of a moderate risk portfolio, which can have a wide range of outcomes in the short term (e.g., ranging from below negative 10% to a return of potentially over 30% in one year). Normal expectations are illustrated in grey and extreme market events in dark blue. As time progresses, returns narrow to a higher long-term average.

It is important to establish if you are comfortable with your level of risk, or if any changes need to be made to your investment.

 

Likely Range of Returns

Range of returns

4. Building your financial plan

Arrange a complimentary Financial Planning Session

After completing the investment analysis, we will arrange a video meeting to collaboratively review your Financial Plan. This plan not only offers you financial visibility but also provides insights on structuring your investments in the most tax-efficient manner to maximize growth.

 

We model different financial planning scenarios in real-time.

We review your current plan.

Advanced Financial Planning

And establish how we can improve.

Advanced Financial Planning
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Read our Wealth Offering Brochure.

What we do

Financial Planning

  • Lifestyle financial planning that’s tailermade for you
  • Regular reviews of your financial plan at least annually
  • Transitiong from employment income to investment income
  • Optimal tax structuring

Investment Management

  • Ongoing portfolio management
  • Quarterly review meetings
  • Recommended portfolio adjustments and opportunity discussions
  • Offshore portfolio management and structuring

Estate Planning

  • Legacy planning for loved ones
  • Wrapping of offshore assets
  • Assessing beneficiary nominations
  • Drafting of wills
  • Drafting of last expenses report
  • Estate liquidity calculations

What our clients say

View all reviews on Trust Pilot
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The Best Investment Decision I ever Made

From the time I first connected with Investonline many years ago, the feel-good element was present. Professional, friendly, and proactive advice and suggestions, have always been provided in the best interests of the client. I continue to be very happy with all interactions with Investonline, from my designated Financial Planner, to whoever else might be on the end of a telephone call or e-mail.

Mervyn Sparks
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Understanding the Client's Needs

Great to deal with a company who went out of their way to understand my specific needs and to explain their reasons for suggesting alternative investments to what I initially was considering. Admin and contact with Investonline has been excellent so far.

Lindsay Bassett
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First time investor

As a complete stranger to investing large sums of money, the team at Ivestonline where unbelievably professional and my portfolio was created without a glitch. I am super confident of a long and prosperous relationship.

Cobus Nolte
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Thank you once again for your excellent service

Thank you once again for your excellent service Stuart. You are always there for us when necessary and we really appreciate your friendly and honest approach and very professional assistance. We look forward to a long and mutual relationship with you and Investonline.

Richard & Claire, Knysna.

Our Partners

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Contact Us

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