If you can’t tolerate poor investment returns any longer, a solution is to “park” your money in a conservative portfolio comprising mainly income funds. This “income” strategy has yielded a steady average 8.7% p.a. return over the last four years. By parking your investment in these low-risk funds, you will avoid market declines while still earning a steady return above inflation. We continue to monitor the market environment and investors can switch into a higher allocation of growth assets when the environment improves. Read more about the strategy and recommended funds.