We are pleased to share the recording from our recent webinar. Hywel George, Director of Investments at Old Mutual Investments, and Nick Brummer, Director of Investonline discussed the current global market environment under the Trump administration.

Investing isn’t just about chasing returns—it’s about finding the right balance between risk and reward that suits your needs. Whether you’re seeking steady income, long-term growth, or a mix of both, understanding your risk profile is key to making informed decisions. Here’s how to align your investments with your financial goals.

Following a few basic retirement savings rules can significantly improve your retirement lifestyle. We’ve set out seven important disciplines to follow, which should give you clarity and some peace of mind leading into retirement.

We are pleased to share the recording and slides from our recent Estate Planning webinar. This session provided an in-depth look at estate planning, covering key considerations applicable to winding up your estate.

2024 can be marked as a year of geopolitical turmoil. From Donald Trump’s re-election as president, the UK’s choice of the Labour party, the ousting of France and Germany’s leaders, a GNU formed in South Africa, to the terrible wars in the Middle East and Ukraine. Yet, investment markets continue to hit record highs globally and locally. So, are these political changes positive for investors or are other significant factors driving market attractiveness?

The tradition of a year-end bonus is no longer a certainty, with changing work environments and global financial challenges altering the norm. For those fortunate enough to receive a 13th cheque or bonus, it’s critical to use this windfall wisely to enhance financial stability and security.

Here are eight ways you can make the most of your year-end bonus.

Retirement can be a challenging journey without a comprehensive plan and a clear roadmap. Failing to plan adequately for this phase of life often leads to financial uncertainty and the inability to maintain your desired lifestyle.

In this newsletter, we discuss four common retirement planning mistakes to avoid and how to address them.

In a previous newsletter, we discussed how inflation affects the buying power of your money. To keep up with or beat inflation, it’s essential to invest in growth assets.

When building your investment portfolio, it’s important to understand how much risk you are taking on. Are you putting money into shares, property, cash, bonds, or offshore and how much risk does each one carry?  

The right combination will help you generate the returns necessary with the appropriate amount of risk to meet your investment goals.

Key global investment market drivers remain the speed at which interest rates will decline, the strength of the Chinese economy and in SA, gaining confidence in the effectiveness of the GNU. The ongoing wars in the Middle East and the Ukraine still do not appear to be major market issues, but will if material escalations take place.

We remain positive on Emerging Markets and SA Equities, but we are cautious on US Markets.

We celebrate the Prosperity Fund’s 10-year anniversary. It’s generated superb average compound returns of 10% per annum.

The fund is uniquely managed to maximise returns with minimal risk. It is best suited to investors with a moderate risk profile who require a balanced local and global investment exposure with a conservative bias and capital preservation.

See the fund’s recent opportunities and how it is positioned.