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Investonline.co.za is a FSB approved & authorised Financial Services Provider under Licence FSP 40592
substantial savings
diversified unit trust portfolios
18 risk-profiled investment portfolios
simple, cost-effective & flexible
safe & secure
independent, objective and professional
exceptionally low annual administration fee
low minimum investment: lumpsum R20 000
low minimum investment: debit order R1 000

website terms of use

INTRODUCTION

These Terms cover the use of this Website, including any other marketing material of InvestOnline. By visiting and using this Website, the you accept and agree to these Terms. The commercial terms of any transaction between InvestOnline and the Client relating to the Service will be contained in the ToS that will incorporate these Terms.

DEFINITIONS AND INTERPRETATION

Definitions. For purposes of these Terms:

the Client” or “you” means any person who visits or uses this Website;

“Terms" means these Website terms, consisting of:

1.      these website terms; and

2.      any other relevant specific terms, policies, disclaimers, rules and notices agreed between the parties, (including the ToS);

“ToS " means the Terms of Service which govern the terms of the Service.

Definitions in the ToS. Words defined (or assigned a meaning) in the ToS will have that meaning in these Terms, unless the context clearly indicates otherwise.

Interpretation. A word defined or assigned a meaning in these Terms will start with a capital letter. All headings are inserted for reference purposes only and must not affect the interpretation of these Terms. Whenever “including” or “include”, or “excluding” or “exclude”, together with specific examples or items follow a term, they will not limit its ambit. Terms other than those defined within these Terms will be given their plain English meaning. References to any enactment will be deemed to include references to the enactment as re-enacted, amended, or extended from time to time. A reference to a person includes a natural and juristic person and a reference to either party includes the party’s successors or permitted assigns. Unless otherwise stated in these Terms, when any number of days is prescribed in these Terms the first day will be excluded and the last day included. The rule of construction that an agreement must be interpreted against the party responsible for its drafting or preparation does not apply. GMT +2 will be used to calculate any times.

Conflict. If there is a conflict of meaning between these Terms and the ToS, the ToS will prevail.

TERM

These Terms commence when you first make use of the Website as determined by our log files.

USE OF THIS WEB SITE

License to use this Website. InvestOnline grants each the Client a limited, revocable license to use this Website subject to these Terms. Any person wishing to use this Website contrary to these Terms must obtain InvestOnline’s prior written consent.

Framing. No person, business, or Website may frame this Website or any of the pages on this Website.

Linking. The Client may link to the Website only by linking to the home page of this Website. InvestOnline prohibits the Client from “deep linking” to any other pages in a manner that would incorrectly suggest endorsement or support of the Client by InvestOnline or suggests the Client is the owner of any intellectual property belonging to InvestOnline.

Spiders and Crawlers. No person, business, or Website may use any technology (including spiders or crawlers) to search and gain any information from this Website.

MODIFY

InvestOnline may modify, suspend, or discontinue providing this Website or the Service (with or without notice) and will not be liable.

INTELLECTUAL PROPERTY

Ownership. Except as provided to the contrary in these Terms, all right, title, interest, and ownership (including all rights under all copyright, patent, and other intellectual property laws) in, to or of this Website are the sole property of or will vest in InvestOnline or a third party licensor.< All moral rights are reserved.

Trademarks. InvestOnline’s logo and sub-logos, marks, and trade names are the trademarks of InvestOnline and no person may use them without permission. Any other trademark or trade name that may appear on this Website or other marketing material of InvestOnline is the property of its respective owner.

Restrictions. Except as expressly permitted under these Terms, this Website may not be:

1.      modified, distributed, or used to make derivative works;

2.      rented, leased, loaned, sold or assigned;

3.      decompiled, reverse engineered, or copied; or

4.      reproduced, transferred, or distributed.

Prosecution. All violations of proprietary rights or these Terms will be prosecuted to the fullest extent permissible under applicable law.

DISCLAIMER OF WARRANTIES

Disclaimer. Use of this Website is at the sole responsibility and risk of the Client. This Website is provided on an “as is” and “as available” basis. Except for the warranties given in these Terms, InvestOnline expressly disclaims all representations, warranties, or conditions of any kind, whether express or implied, including any implied warranties or conditions of satisfactory quality, no latent defects, merchantability, fitness for a particular purpose, accuracy, system integration, quiet enjoyment, title, and non-infringement.

InvestOnline does not warrant that this Website will meet the requirements of the Client or be uninterrupted, be legally effective or complete, timely, secure, error-free or free from infection by malicious software. Each the Client should keep up-to-date security software on the systems used to access this Website.

INDEMNITY

The Client agrees to indemnify, defend, and hold harmless InvestOnline (and its subsidiaries, Affiliates, officers, agents, co-branders or other partners, and employees) from and against any claim, demand, loss, damage, cost, or liability (including reasonable attorneys' fees) arising out of or relating to its use of this Website.

LIMITATION OF LIABILITY

Correct faults. InvestOnline will correct any fault in this Website where possible and as soon as reasonably practical and this is its entire liability regarding any fault in the Website.< If this clause is held inapplicable or unenforceable, then the following clause will apply.

Direct damages limited. To the extent permitted by applicable law, regardless of the form (whether in contract, tort, or any other legal theory) in which any legal action may be brought, InvestOnline’s maximum liability to the Client for direct damages for anything giving rise to any legal action will be R500.00.

Indirect damages excluded. To the extent permitted by applicable law, in no event will InvestOnline (or its personnel) be liable for any indirect, incidental, special or consequential damages or losses (whether foreseeable or unforeseeable) of any kind (including loss of profits, loss of goodwill, damages relating to lost or damaged data or software, loss of use, damages relating to downtime or costs of substitute products) arising from these Terms.

Other Website, goods, or services. InvestOnline is not liable for any other website, goods, or service provided by any third party.

TERMINATION

Breach. If the Client:

1.      commits a breach of these Terms;

2.      repeatedly infringes the copyrights or other rights of others;

the Client agrees that InvestOnline may, to the extent permitted by applicable law and without prejudice to its rights in these Terms or in law, terminate access to or use of the Website, claim specific performance of these Terms, or cancel these Terms immediately on written notice and claim damages from the Client.

Effects of termination. On the deactivation or deletion of the Client’s account, these Terms will terminate and access rights will immediately cease to exist.

DISPUTES

Forum. Any claims by InvestOnline against the Client for injunctive or equitable relief or regarding intellectual property rights may be brought in any competent court having jurisdiction in the Republic of South Africa. The parties will, in the first instance, refer any other dispute arising between InvestOnline and the Client to the Client Relationship Department of InvestOnline, which will use its best endeavours to resolve the dispute. If the parties are unable to resolve a dispute, the dispute will be finally resolved by expedited arbitration in accordance with the dispute resolution procedures and rules [insert hyperlink - http://www.arbitration.co.za/Pages/docs/expedited_rules.pdf] of the Arbitration Foundation of Southern Africa in Cape Town in English.

CIRCUMSTANCES BEYOND CONTROL

No party will be responsible for any breach of these Terms caused by circumstances beyond its control, including any breakdown or failure of power supply, the Internet, any telecommunications systems, or any computer hardware or software.

CESSION AND ASSIGNMENT

No the Client may delegate its duties under these Terms or assign its rights under these Terms, in whole or in part. InvestOnline may assign these Terms to any successor or purchaser of its business or some of its assets.

GENERAL

Entire Agreement. The Agreement constitutes the entire agreement between the parties in respect of the subject matter of these Terms.

Changes. The Agreement may be changed at any time by InvestOnline and where this affects the rights and obligations of the Client, InvestOnline will notify the Client of any changes by placing a notice in a prominent place on this Website (or by email). If the Client does not agree with the change the Client should stop using this Website. If the Client continues to use this Website following notification of a change to these Terms, the changed terms will apply to the Client.

Fact related to Website. A certificate, signed by an administrator of this Website, of any fact related to this Website (including the version of the Terms or ToS or dispute and what content was published or functionality was available on the Website at a specific point in time) will be conclusive irrefutable proof of the correctness of the certificate’s contents.

Waiver. No granting of time or forbearance will be, or be deemed to be, a waiver of these Terms and no waiver of any breach will operate as a waiver of any continuing or subsequent breach.

Severability. If any term is void, unenforceable, or illegal, the term will be severed and the remainder of these Terms will have full force and effect, provided the severance does not alter the nature of these Terms.

Governing Law and jurisdiction. The Agreement is governed by and must be interpreted under the laws of the Republic of South Africa and the Client agrees to submit to the exclusive jurisdiction of the South African courts.

© Copyright 2007-2010 Lematics (Pty) Ltd. All rights reserved. An on-demand legal solution provided by Michalsons (www.Michalsons.com)

reasons to use us

  • choice
  • online convenience
  • substantial savings
  • independance
  • safe & secure
  • website access
  • ownership
  • ease of use
  • portfolio choices
  • non-discretionary
  • reduced complexity
  • trust


Our Unit Trust Fund ManagersOur Unit Trust Fund Managers
Unit Trust Prices
  • AG Bond 1116.400
  • AG Bal 6104.270
  • AG Eq 21324.199
  • AG MM 100.000
  • AG Opt 1671.430
  • AG Gl Opt FoF 986.770
  • AG Stbl 2401.490
  • Atl Inc 104.340
  • Cad Ldd 220.010
  • Cor Bal D 128.560
  • Cor Bal+ 6004.110
  • Cor Cap+ 2924.310
  • Cor Em Mkt 120.530
  • Cor Opt Gr 3967.980
  • Cor Prp Eq 3653.960
  • Cor Stat Inc 1388.830
  • Cor Top20 8215.740
  • Fl ww 265.200
  • Fl ww FoF 291.410
  • Frd Bal 3364.770
  • Frd Eq 4703.990
  • Inv Cau 126.370
  • Inv Div Inc 110.710
  • Inv Eq 2728.410
  • Inv Man 583.380
  • INIA 152.500
  • Inv Val 977.070
  • Marr Core Inc 121.050
  • NIFA 1408.150
  • NIMA 411.450
  • Ned Pos Ret 122.840
  • NICA 8014.390
  • Pru Div Max 682.540
  • Pru Eq 698.950
  • Pru Infl+ 242.600
  • RMBF 527.623
  • RMB Bal FF 150.298
  • RMB MM 100.000
  • SIM Gl Bst Id 781.3600
  • Stlb Ero curr 103.907
  • Stlb Prp 392.642
  • 360 Flex 288.480
  • 360 Targ 228.800
  • Pres BQuant 263.020
  • Pres EQuant 1425.940
Currency / Commodity Prices
  • USD 7.5469
  • EUR 9.9006
  • GBP 11.9356
  • GOLD 1719.9700
  • PLAT 1616.0000
  • BRSPOT 115.17
  • USD 7.5469
  • EUR 9.9006
  • GBP 11.9356
  • GOLD 1719.9700
  • PLAT 1616.0000
  • BRSPOT 115.17

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