investment strategies

1) Money Market investment with a planned switch to an Investonline.co.za recommended portfolio:

This would be a prudent strategy for conservative investors. The strategy would involve placing the lump sum investment into the Allan Gray money market fund on our investment platform at no upfront fee and then switching amounts across to the recommended investonline.co.za risk-profiled unit trust portfolio on an ad hoc basis - when the investor is comfortable to invest into the market.

The various switches from the Allan Gray money market fund to the underlying unit trust funds is free.

2.) “Phasing - in” Strategy:

This would involve selecting a “phasing-in” period of 3, 6, 9 or 12 months on the application form. The investor’s capital is either placed in the Allan Gray Money Market fund or the Allan Gray Stable fund for the “phasing-in” strategy.

The lump sum is then “phased” across in equal monthly instalments over the selected phasing in time frame into the selected portfolio’s underlying funds - in equal rand amounts.

The phasing in process is completed once all the investor’s capital has been transferred systematically from the “holding fund” into the underlying selected unit trust portfolio.

Allan Gray manages this process on behalf of the client and it is free.

The additional Allan Gray phase-in instruction form under the Forms section is required to be completed along with the full Allan Gray application form to affect this strategy.

The client would select their desired portfolio on the application form, tick the box on page two of the application form and then complete the additional Phase-in form as well and fax / email to Investonline.co.za.