What are the minimum investment requirements at Investonline.co.za? | view answer ›
Minimum lump sum investment: R20 000 (R5 000 per fund)
Minimum debit order: R1000 (R500 per fund)
Investonline.co.za is presented by Torchway Investment (Pty) Ltd - 2009/016758/07. We have been approved by the Financial Services Board of South Africa and our approved licence is FSP 40592 - which is a category I licence, non-discretionary.
Why should I use investonline.co.za? | view answer ›
Investonline.co.za offers risk-profiled unit trust portfolios at substantially reduced fees compared to competitors in the market place.
- Investonline.co.za is an authorised Financial Services Provider (FSP 40592)
- All unit trusts available on the Investonline.co.za website are FSB approved funds
- The Investonline.co.za risk profiler tool ensures that the correct funds are selected
- Investonline.co.za uses Allan Gray‘s investment platform to administer your investments.
- You will authorise Allan Gray to collect the funds from your bank account by electronic debit for investment on the Allan Gray unit trust investment platform.
Why is Investonline.co.za so inexpensive? | view answer ›
Investonline.co.za has removed all upfront fees for transaction. Investonline.co.za only uses “A” class unit trust funds so there is no “layering” of management fees; which has become common place. Switching is free and the annual admin fee is 0% - 0.13% p.a. The annual administrative fee is so low because Investonline.co.za has passed the unit trust fund managers' platform fee rebate entirely back to you.
Investonline uses Allan Gray Investment Services Limited, Allan Gray's investment platform, to administer your investment.
Is there a charge to switching between various unit trust funds available? | view answer ›
All switching is free at Investonline.co.za
How do I pay for the unit trust funds I buy? | view answer ›
On your authority, Allan Gray (investonline's investment administrator) will debit your bank account directly and your money will be invested directly into the unit trust funds in your selected risk-profiled portfolio. Investonline.co.za acts essentially as the facilitator for the online investment process.
Who should invest in unit trusts via Investonline.co.za? | view answer ›
Anyone who has little debt, wants to accumulate wealth in the medium to long term, is prepared to accept a certain level of risk and volatility to achieve this and generally has a 36-month investment time horizon or longer.
Do unit trusts guarantee my capital? | view answer ›
No, your capital is not guaranteed, that is why your risk profile questionnaire is so important.
- This questionnaire ensures that Investonline.co.za is able to establish exactly what each of our client's tolerance for risk on their money is. Thus, we can establish if you are a conservative, moderate or aggressive investor. This ensures that your investment is placed in the correct suite of funds. It is thus essential that you do the risk profile questions yourself.
- The Investonline.co.za risk profiler tool is formulated within the guidelines of the Masthead Financial Advisors Association
Important:
- It is important to realise that your decision to invest in a particular investment category will have a direct impact on your returns (i.e. higher risk = potential higher returns & potential higher losses; lower risk = lower returns & you probably would not beat inflation very easily)
- Due to constant changes in the economic environment and possible changes regarding your personal needs and objectives, it is vital that your Risk Profile is evaluated at least once a year.
What if I disagree with my risk profile questionnaire result? | view answer ›
Then you choose your own portfolio out of our 10 portfolios offered entirely at your own risk or you can select your own funds; again entirely at your own risk.
Unit trust investing is essentially a long-term commitment. We advise that all unit trust investors should have a 36 month and longer investment time horizon.
Are my investment funds locked up? | view answer ›
Your investment funds are always available at any time with no “lock-in” and no disinvestment costs. Allow for up to five working days from submission of the redemption advice to receiving your funds in your bank account.
Am I investing via the internet? | view answer ›
No, you will be emailing or faxing us your application form which we then check for accuracy and completion and then forward to Allan Gray's investment platform for processing.
What are the minimum investment requirements at Investonline.co.za? | view answer ›
Minimum lump sum investment: R20 000 (R5 000 per fund)
Minimum debit order: R1000 (R500 per fund)
Do I receive ongoing advice in respect of my portfolio? | view answer ›
Investonline.co.za will communicate electronically with all their clients annually on the anniversary date in respect of the portfolio review process.
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