Caught in the cycle

In a recent article from Coronation, they address an important issue of investing through “the cycle” i.e. the market’s ups and downs which are driven mostly by good and bad economic times. Markets are driven by emotion in the short-term … Continue reading

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The power of saving

Start saving early – it gives you a massive advantage. In a recent article by Fred White (head of macro research and strategy, at Sanlam Investment Managers) he clearly illustrates the huge benefit of saving early in life. We have … Continue reading

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Investor advice: Finding value in emerging markets vs developed markets

There is a general theme across the premium branded asset managers that local equities are not offering  much value and offshore equities appear more attractive. Local equity valuations have been driven up by foreign investment as they seek better yields … Continue reading

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Your bank is ripping you off

Your bank is ripping you off Most banking institutions charge 5.7% per unit trust investment debit order. That leaves you very little scope for an investment return these days. Isn’t this against the point of saving your money? At Investonline … Continue reading

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Coronation House view outlook

Coronation’s third quarter market outlook has recently been published and can be found on our website, www.investonline.co.za. We have summarised it below for your convenience. We rate Coronation as the top fundamental research asset manager and hence give their outlook … Continue reading

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Investonline.co.za recommended portfolios outperform

Investonline.co.za recommended portfolios outperform Since Investonline.co.za’s launch six months ago on 1 March 2010 their recommended portfolios have produced superior returns. Their suite of aggressive, moderately aggressive and moderate funds have produced returns of 3.7%, 4.5% and 3.1% respectively.  This … Continue reading

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The truth about the difference between unit trusts and ETFs

THE TRUTH ABOUT THE DIFFERENCE BETWEEN UNIT TRUSTS AND ETFs Nick Brummer, Director, investonline.co.za With the rise of Exchange Traded Funds (ETFs), comparisons have been made with unit trusts as to which provides the optimal vehicle for retail investors. The … Continue reading

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Investor advice: What is risk and how do you manage risk?

Everywhere we turn these days we hear and read that markets are risky and this is borne out by the abnormal volatility taking place in our own and global markets, which is lead by massive economic uncertainty. Hence investing in … Continue reading

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Match your risk profile to your investment strategy

Match your risk profile to your investment strategy Determining your risk profile is one of the single most important aspects to investing, yet many people don’t take enough time to adequately work out their tolerance for risk leaving them exposed … Continue reading

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Can I phase my lump sum investment money into the Investonline portfolio recommended to me – as I am a little apprehensive presently?

Yes you would tick the “phase-in” block on page 2 (section 3) and complete the Allan Gray “phasing in form” under other forms section. This would allow you to phase the lump sum investment in over 3, 6, 9 or … Continue reading

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